Rent To Own

The average renter in St. Louis County spends approximately $12,000.00 per year on rent. Home ownership is something that most people aspire to have, yet some are in a position that does not allow them to realize this dream.We have a rent to own program that will literally transform you from being a renter to a homeownerin a shorter time frame than you might think. If your credit does not allow you to purchase a home at the present time we will work with you to overcome this obstacle while you can start living in your dream home now!Below is a general outline of how our program works but we highly encourage you to speak to one of our knowledgeable Associates to help answer any questions you may have.Typically we help people that have been denied financing through financial institutions. It is no secret that today more than ever the criteria for obtaining loans, through traditional means, has become quite a challenge to say the least. Due to the less than perfect economy we are faced with, banks and other traditional lenders have become strict when approving mortgages. That’s where we come in! Partnering with you, to allow you to achieve your dream of home ownership!

Obviously you must have a good income to become a home owner. Often a good income alone though is not enough to have you qualify for a mortgage. We work with people that…

• have a poor credit rating
• have no established credit history
• have credit difficulties due to divorce, loss of employment etc.
• do not have a sufficient down payment
• have declared bankruptcy
• are self employed or entrepreneurs

We work with you to remove any of the above obstacles, thus allowing you to realize your dream of home ownership.

Are you ready to get started? 

You might be wondering OK what’s the catch? You will need to qualify for our program, but qualifying is easy. We do not take into consideration your current credit score.

Here is what you need:

1. You will need a small down payment of 3.5% of today’s property price. The good news, however, is that when the time comes for you  to purchase your home this amount will be credited to you and used to form part of your overall equity in the property.
2. You will need the financial security to cover the monthly rents plus the monthly option lease credits.

Monthly option lease credits are approximately 15-20% of your monthly rent. This amount will vary depending on your down payment. This amount is similar to what you will be paying for property taxes once you become a home owner. The monthly credits accumulate over your entire lease term and will be used in part as your overall equity in the property.

What are you waiting for? Apply now! 

Once you qualify, based on the accepted price range, we then work with you to find you the home of your choice. You choose the home you want, in the location you want, at the price you can afford.

Note: We do not act as your real estate agent in these transactions. We are investors who are selling you the property and/or our interest in the property.

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